Privacy notice

Who we are

SettleTax prepares personal income tax returns for people in Nigeria. We are the data controller for the information you give us, and we process it under the Nigeria Data Protection Act 2023. Contact us at hello@settletax.ng.

What we collect

• Your name, email, phone number, state of residence and the kind of work you do.
• Your NIN, which also serves as your Tax ID. We encrypt it before it is stored.
• Bank statements and the transactions in them.
• Receipts and documents you upload to support your reliefs and expenses.
• Payment records. Card details are handled by our payment provider and never reach us.

Why we use it

• To sort your transactions and work out the tax you owe.
• To prepare your return and have a licensed tax practitioner review it.
• To remind you about deadlines and missing documents.

We rely on your consent and on the contract between us. We never sell your data and never use it for advertising.

Who sees it

Only you, the tax practitioner assigned to your return, and SettleTax staff who need it to support you. We use trusted providers to host data and send email, under agreements that protect it. To sort unclear transactions we may send a transaction's description, direction and amount to an AI service, after removing your name, account numbers and references. The AI provider does not use this data to train its models.

How we protect it

Data is encrypted in transit and at rest. Files are stored privately and shared only through short-lived links. We never ask for your bank login. Every access to your data by staff or practitioners is logged.

Your rights

You can see, correct, download or delete your data at any time, and withdraw consent. If a breach affects you, we will tell you and the Nigeria Data Protection Commission within 72 hours. You can also complain to the Commission directly.